Bank of Baroda earned about Rs 6,532 crore in the quarter.
It is the bank’s highest ever.
Treasury income rose sharply.
Gross NPAs improved to 1.78%.
Net interest income grew 9%.
Net interest margin fell 3 basis points from the previous quarter to 2.74%, according to the reports. A basis point is one hundredth of a percentage point.
Provisions rose 93% from a year earlier to Rs 2,382 crore, but were below the Rs 6,323 crore booked in the first quarter of 2026-27, according to the reports.
Gross non-performing assets, the share of loans that borrowers are not repaying on time, improved to 1.78%, according to the reports.
Net profit for the first half of 2026-27 was about Rs 7,810 crore, according to the reports.
Zeebiz says the profit beat analyst estimates.
One report ties the quarter to a legal settlement with the NMC Group, which would be a cost and not a gain. The other reports did not mention it, so it is not treated as part of the headline numbers here.
The record profit owes a lot to one-off gains, so the bank’s regular earnings from lending are a separate measure from the headline figure.
Analysts usually look at net interest income and margins to judge a bank’s core lending business, because treasury and share-sale gains can vary a lot from quarter to quarter.
Bank of Baroda is one of India’s large public sector banks.
Readers should check the bank’s stock exchange filing for the exact figures.
This report is for information only and is not investment advice.
Bank of Baroda reported a net profit of about Rs 6,532 crore for the second quarter of 2026-27, covering July to September 2026, according to Business Standard, Zeebiz and other outlets in reports published on October 30, 2026.
The bank described the figure as its highest-ever quarterly profit, according to Business Standard’s headline.
Bank of Baroda branch at MG Road, Bengaluru (file image), Wikimedia Commons, CC BY-SA 4.0
